Conditional Sale

Choose this option if you want to own the vehicle at the end of the term. It’s also the most straightforward finance product with fixed monthly payments and flexible deposits to suit most budgets.

A deposit of around 10% is usually required and the term can be 1 - 5 years. The finance is also secured against the vehicle.

Sample Illustrations:

On The Road (OTR) Price £3,000

Deposit £300

Total Credit £2,700

Payments from £68 per month

On The Road (OTR) Price £5,000

Deposit £500

Total Credit £4,500

Payments from £108 per month

On The Road (OTR) Price £8000

Deposit £800

Total Credit £7,200

Payments from £168 per month

On The Road (OTR) Price £10,000

Deposit £1,000

Total Credit £9,000

Payments from £208 per month

On The Road (OTR) Price £15,000

Deposit £1,500

Total Credit £13,500

Payments from £309 per month

Hire Purchase

Choose this option if you’re looking for something simple and straightforward, but want to be able to hand the vehicle back at the end of the term.

A deposit of around 10% is usually required and the term can be 1 - 5 years. The finance is also secured against the vehicle.  

Personal Contract Purchase

PCP is great if you want to change or upgrade your car or motorcycle at the end of the finance term.

Under a PCP agreement we guarantee the minimum the vehicle will be worth at the end of your agreement based on the agreed annual mileage and maintenance of the vehicle. This value is known as the ‘Guaranteed Minimum Future Value’ and by deferring this to the end of the term, your customer could benefit from lower fixed monthly payments compared to our HP and CS products. 

A deposit of around 10% is usually required and the term can be 1 - 4 years. The finance is also secured against the vehicle.  

At the end of the term you have three options:

  • Part-exchange it – use any value left in your vehicle to part-exchange it for a new one.

  • Buy it – pay off the final payment (Guaranteed Minimum Future Value plus the Option to Purchase Fee in one lump sum and become the legal owner.

  • Hand it back – simply hand back the vehicle and the keys, pay any charges incurred, and walk away.

Acumen Vehicle Finance

Breathe-in and relax!  No need to get stressed about vehicle finance - you're in good hands.

Whatever the vehicle you decide upon, we should have a finance package that will suit you.  It doesn't even have to be a car, it can be a motorbike, light commercial vehicle (van) or even a motorhome.

We use Close Brothers Motor Finance as our broker and we are regulated by the Financial Conduct Authority (FCA) for all of our finance business - you can breathe out now!

Remember if you are selling your vehicle to us or part exchanging it for one of our vehicles, we can settle your existing finance for you.

Check out our three most popular finance options below.  Not all options are available on Classic Vehicles, so please call us for a discussion about your personal requirements.

With fixed monthly payments at the end of the term there is no lump sum. Instead, you’ll have two options: pay an ‘option to purchase’ fee and become the full legal owner of the vehicle, or hand the vehicle back to us and walk away.  

Registered in England. Company Number 8291111 Registered Address: George House 48a Arnot Hill Road Arnold Nottinghamshire NG5 6LL  Trading Address: The Bailing Shed Shirebrook Derbyshire NG20 8DE

Acumen Vehicle Services & ZapCars.co.uk are Trading Names of Acumen ROI Ltd

Acumen ROI Limited is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority

 

© 2018 Acumen ROI Limited - All Rights Reserved

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All Correspondence

Acumen ROI Limited

George House

48a Arnot Hill Road

Arnold

Nottinghamshire

NG5 6LL

Call

T: 0800 193 0195

 

Text

T: 07800 121 495

 

WhatsApp:

W: 07800 121 495

 

incorporating

zapcars.co.uk